Life Insurance Policies

Provides a Powerful Financial Planning Strategy

THE ADVANTAGES OF PREMIUM FINANCING:

Property constructed premium finance arrangements can be an important component of advanced life insurance and financial planning for consumers and business executives:

1. Investment portfolios remain intact providing ongoing asset accumulation or capital growth
2. Preserves current cash flow and liquidity-limiting the reduction in income or savings traditionally used to pay life insurance premiums
3. In most cases premium finance generates superior yields when contrasted with full out of pocket premium situations
4. Combined with other estate planning techniques, premium financing may reduce potential tax liabilities
5. Increases life insurance purchasing power - those insured may acquire more death benefit with less out of pocket costs then traditional premium payment methods
6. May be used for funding busy-sell agreements, key man policies, and (under the right conditions) retirement planning strategies

The Ideal Candidate:
High net worth individuals, professionals, small business owners who qualify for policies in excess of $ 3 million face and who are between 30-65 years of age.

The Ideal Policy:

Indexed UL policies from any of more then 15 insurance companies who have pre-approved the financial strategies being used

GETTING THE LIFE INSURANCE YOUR CLIENT NEEDS WITHOUT LIQUIDATING ASSETS TO PAY FOR IT